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Baccarat Rules of Play About 91% of total income from Macau casinos in 2014 came from punto banco. In punto banco, the casino banks the game at all times, and commits to playing out both hands according to fixed drawing rules, known as the "tableau" (French: "board"), in contrast to more historic baccarat games where each hand is associated with an individual who makes drawing choices. The dealer burns the first card face up and then based on its respective numerical value, with aces worth 1 and face cards worth 10, the dealer burns that many cards face down. The coup is then finished, the outcome is announced, and winning bets are paid out. If the player drew a third card, the Banker acts according to the following more complex rules: If the banker's total is 6, then the banker draws a third card if the player's third card was a 6 or 7. Losing bets will be collected and the winning bets will be paid according to the rules of the house.

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