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An underdog bet pays off if that team wins outright or if they lose by fewer points than the point spread. The underdog is listed with a plus sign followed by a number that represents how much money is won if $100 is wagered. Straight bets are seen as a 50/50 chance for the bettor. Teams with a negative number are the favorites, while teams with positive spreads are underdogs. Conversely, a team that is +3. This ratio can be applied to smaller bet amounts as well, so in the second case, a bet of $10 would profit $20. Instead of risking $33 on each separate bet, you will only lose $10 if the bet doesn't win. Defensive players can also have their own set of prop bets.

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